Products and Services

Our Focus
  Nursing Homes, Profit and Non-Profit Facilities
  Assisted Living Facilities for the Aged
  Hospitals

We Offer
  Monoline Property (Travelers Deluxe coverage form)
  Boiler & Equipment Breakdown
  Business Auto
         • Facility-owned vehicles only
         • Must write Property line for owner
         • Private Passenger and Transport Vans
  Crime
         • Travelers Wrap + Crime form
         • Additional Wrap + Crime coverage available

Deluxe Coverage Form
  Direct Damage
         • Building
         • Business Personal Property
         • Blanket or Scheduled Options
         • Coinsurance or Agreed Value
         • Valuation typically on a Replacement Cost basis
  Business Interruption
         • Blanket or Scheduled Options
         • Coinsurance and/or Agreed Value
         • Extra Expense
         • Extended Period of Indemnity available
         • Ordinary Payroll can be included or excluded
  Direct Damage Deductibles
         • $2,500 standard
         • $1,500 if total insured values under $1,000,000
         • Wind Deductible Options

Program Underwriting Territory
  Countrywide
  Coastal wind exposure strategies apply in coastal states

Endorsement Options Under the Form Include:
  Flood
  Earthquake
  Ordinance or Law
  Electronic Data Processing